Arogya Sanjeevani Policy, The New India Assurance Co. Ltd is a Policy designed to cover Hospitalisation expenses.
Title |
Description |
Room Rent Limit |
Room rent is upto 2% of the sum insured subject to a maximum of Rs.5000. |
ICU Daily Rent Limit |
ICU/ICCU will beupto 5% of the sum insured subject to a maximum of Rs.10000. |
Pre-Hospitalization Expenses |
upto 30 days |
Post Hospitalization Expenses |
upto 60 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
All the day care treatments covered |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Co-Payment |
Co-pay of 5% on each and every claim. |
Medical Screening |
Pre acceptance medical check up is not required |
Ambulance Expenses |
Expenses incurred on road Ambulance subject to a maximum of Rs.2000/- per hospitalisation |
Non-Allopathic Treatments |
Ayush treatments will be paid upto the sum insured. |
No Claim Bonus |
Cumulative bonus is available @5% per every claim free year upto a maximum of 50%. |